Talking Cents

201. Money Moves for Your 20s & 30s

In today’s episode of Talking Cents, I’m focusing on advice for those of you in your 20s and 30s. Some key areas we’ll be looking at: building an emergency fund, maximizing employer-matched contributions, paying off non-mortgage debt, starting a Roth IRA, and monitoring credit scores. And remember - small actions today can significantly impact your future financial well-being!
As mentioned, if you want to see if who you're working with is properly licensed, visit  https://brokercheck.finra.org/ (FINRA Broker Check)
And if you're just getting started, check out our free tool at https://sparkmywealth.com/

200. Is Now the Time: Leave the Market or Stay?

When the markets are rocky and we're in uncertain times, like right now, people often ask, "Should I pull out of the market?" The short answer is no! And Chad Roller is joining me this week as we take a look at how volatility is a normal part of investing AND a key factor in achieving long-term growth!
And if you're just getting started, we've got a free tool available for you to check out at https://sparkmywealth.com/

199. What is a Roth IRA & Do You Need One?

Discover the power of the Roth IRA! In this episode, Alec Daril and I are looking at the rules of a Roth IRA, how to start one, and how this simple investing tool can be one of the most powerful ways to build tax-free wealth in retirement!
And if you're looking for more resources to help you get started, we've got a free tool available to you at https://sparkmywealth.com

198. The Future of the 401(k)

There was recently a sensational headline from Bloomberg claiming the 401(k) will disappear in 10 years! Chad Roller, my partner in the Conway office, is joining me as we look at what’s actually happening here and what this could mean for your retirement savings.
And if you’re looking for more guidance, check out our “6 Keys To True Financial Independence” https://getreadyforthefuture.com/keys

197. How to Break Up with Your Advisor

Breaking up with a financial advisor can be tough! But sometimes it’s necessary for your financial success. Join me and Alec as we go through identifying red flags, navigating the breakup process, and keeping you on the path to true financial independence. 
And if you’re looking for more resources, check out our guide “6 Keys To True Financial Independence” https://getreadyforthefuture.com/keys

196. Severance Packages

If you're being laid off from your job, your employer might offer you a severance package. But what does that mean, exactly? Chad Roller is joining me in this episode as we take a look at: considerations when offered a severance package, possible areas of negotiation, taxes, and some gaps that you might need to fill between jobs. 
And if you're looking for more resources on your financial journey, check out our guide “6 Keys To True Financial Independence” https://getreadyforthefuture.com/keys

195. Power of Delayed Gratification

We've got a very special guest in this episode of Talking Cents: Kassidy Cook! Kassidy is an Olympic diver, winning a silver medal in the 2024 Paris Olympics with her diving partner, Sarah Bacon, in the 3-meter synchronized springboard. We'll be talking about her journey to the Olympics and how some of the same principles and habits she learned along the way have also helped in her financial journey. This is one you don't want to miss!
And if you're interested more in Kassidy's journey, you can check her out on social media @kassidycook13!

194. Finances of a Growing Family

If your family’s growing, that can be exciting! It’s also more expensive! Chad Roller’s joining me this week as we look at ways to make sure you have a solid financial foundation so you can enjoy this time and focus on what really matters.
And if you’re looking for more guidance, check out “6 Keys To True Financial Independence” https://getreadyforthefuture.com/keys

193. Tax Truths

Do you only think about taxes once a year when it’s time to pay the piper? But what if you took the time to think about taxes more often? I’ve got Chad Roller with me this week as we try to help with some tax tips so you can take control and, hopefully, keep more money in your pocket!
And if you’re looking for more resources, check out our guide “6 Keys To True Financial Independence” https://getreadyforthefuture.com/keys

192. 3 Money Metrics You Need to Know

More knowledge with less complexity? Alec’s joining me in this episode as we look at three metrics you need to know and how they can help you on your financial journey!
And if you need help unlocking that path to true financial independence, download our guide “6 Keys to True Financial Independence” now by visiting https://getreadyforthefuture.com/keys