Talking Cents

Severance Packages and How They’re Taxed

If you've been laid off by your employer, you may have received a severance package, but did you know that a portion of that package is subject to taxes? In this episode, we'll explore the ins and outs of how severance pay is taxed and offer tips on how to minimize the tax impact.MoneyWorks MoneyGuide 

Guide to Investing Confidently

It's easy to feel overwhelmed when looking at THE economy - rising inflation and interest rates, market volatility, and talk of an imminent recession. But what about YOUR economy? In this episode, we want to help you understand the risks of investing and how those risks actually help your overall plan!MoneyWorks MoneyGuide 

Lingo (Figuring Out Financial Jargon)

Even after close to a decade in the industry, new terminology and buzzwords get thrown around that we as financial advisors have to look up to stay up-to-date on matters relevant to the industry and our clients. So how are you supposed to keep up with them?! Have no fear, we're here with the most important terms and how they apply to you on this episode of Talking Cents!MoneyWorksMoneyGuide 

Lucky Charms of Investing

Have you ever eaten Lucky Charms? Savored the delightful, brightly colored marshmallow charms? We're having a bit of fun in this episode and turning these treats into a guide to financial independence.MoneyWorks MoneyGuide

Life Insurance Basics

We're diving into a topic that's not easy to think about: how to manage funds if you're on the receiving end of a loved one's life insurance policy. We know firsthand how overwhelming this can be! So in this episode, we're sharing some personal experiences and ways you can handle these funds in a meaningful way.MoneyWorks MoneyGuide 

3 Money Do’s and Money Don’ts

Do you fall prey to some bad money habits? Don’t worry, we have to. But we've got some tips on how to use your money more wisely, no matter the amount! From creating emergency funds to avoiding impulse purchases, we've got you covered in this episode!MoneyWorks MoneyGuide 

Savings Vehicles and How to Utilize Them to Help You Save

There are NUMEROUS ways to save money and shelter that money from taxes. In this episode, we're taking a look at how some of these work and how they can work for YOU.MoneyWorks MoneyGuide 

How To Know Which Investment Is Right For You

 Every day, we areasked the question “Which investment is the best?”  And we have always explained that we would need to do a deep dive into their financial goals to answer that, but I have finally found a workaround! Google has several quizzes just pick one! Don’t be alarmed if each one gives you a different result... JUST KIDDING. That's terrible advice. On this episode of Talking Cents, we're making sense of investments and how to tell which one is best for you. 

Decoding Health Insurance

They really should have a class on this in school! Deductible, co-insurance, co-pay, out-of-pocket Max?! How is anyone supposed to make sense of their health insurance policy without knowing what it all means. On this episode of Talking Cents, we're decoding health insurance. 

Pay Yourself First

Financial Independence is a deep desire that every human holds with longing. Yet, so few of us actually have it. Some seem to obtain it so effortlessly, while others work all their lives in its pursuit. As we have met countless individuals from all walks of life,one trend we have noticed is that people who are successful in this endeavor don’t necessarily come from riches –they simply know what it actually means to pay yourself first.