Talking Cents

182. Your Financial Picture

Have you ever felt overwhelmed by your finances or unsure about where you stand? Understanding your financial picture is the first step toward achieving clarity and confidence in your financial life.
In this episode, we’ll break down what a financial picture truly is, the key components you need to consider, and how to assess your own situation effectively. Whether you’re just starting out or looking to refine your financial strategy, this episode is packed with insights to help you take control of your financial future.
6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

181. Most Controversial Money Advice

Let’s face it – there are certain rules of thumb that most people should follow, but the best advice is specific to YOU! In this episode, Alec and I are fueling the fire as we tackle some controversial advice so you can get a leg up on true financial independence!
6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

180. IRAs: Traditional vs. Roth

We get a lot of questions about IRAs: what's the difference between Traditional and Roth? How do they work? Which one is better? In this episode, Alec and I are breaking down the differences so you can make an educated decision in choosing which IRA might be right for you!
6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

179. Boosting Your Financial Confidence

A new study from Primerica shows that women are still facing challenges in financial confidence and representation. Even when they're taking a lead role in their family's financial welfare! In this episode, we're bringing tips for you on how to boost your financial confidence so you can meet your financial goals!
6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

178. Smart Investing: Healthy Habits for Success

We all have good and bad habits. When it comes to money, some habits can set you up for success, and others can derail your financial future! In this episode, we've got a list of healthy habits, unhealthy habits, and some practical tips to keep you on the road to true financial independence.
6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

177: Millennial Wealth Comeback

Millennials faced several challenges and setbacks early on. But new data suggests a surprising turn! Alec and Teresa are looking into how a generation has improved their financial health and how YOU can take some action steps toward a better financial future!
6 Keys to Financial Independence https://getreadyforthefuture.com/keys/

176: The Cost of Forgetting

This is the last of a three-part series with Katie Caruthers (@badwitch1126 on TikTok), who built quite a following as she has shared her journey with loss and the things that come with losing a loved one. Katie and I both experienced losing a parent who didn't have an estate plan in place and we're hoping some of our experience can encourage you to get organized and/or help your parents get organized to avoid the chaos we have experienced.

175: The Business of Death

Dealing with loss is hard enough on its own. But then there are the tasks, the seemingly endless list of items that nobody tells you about! Katie Caruthers (@badwitch1126 on TikTok) is with me again to help make a checklist so that if this is something you have to go through, you can be better prepared than we were.

174: Shock & Awe - The Early Days of Loss

Losing a loved one can be hard. And it's so much harder if, amid grief, you're trying to take care of an estate that's in disarray! This is the first episode in a three-part series about dealing with loss and the complications that can come from a lack of planning. To help me out, I've got a special guest, Katie Caruthers, who's gained a following on TikTok (@badwitch1126) sharing her raw experience in dealing with the loss of her mother.

173: The Non-Negotiables

Non-negotiables, uncompromising rules or habits people set for themselves or others, have gained popularity recently, from TV to TikTok. Alec's joining me in this episode as we look at how, in a world of overwhelming choices, some of us find comfort in these self-imposed mandates, especially in the world of finances.
6 Keys to Financial Independence