Talking Cents
Navigating your financial journey can be complex, but our hope is to make it as easy as possible. We’ll break down what you don’t know about money, help you build a solid foundation of financial knowledge, and give you practical steps to take toward financial independence. We’ve even got some financial tools and resources that we’ll not only talk about, but give you access to.
Episodes

Tuesday Jul 30, 2024
Tuesday Jul 30, 2024
There can be a lot of financial considerations when starting a new job. Brian Helms is joining me as we take a look at some ways to slow down and make practical decisions that can have a BIG impact on your future!

Tuesday Jul 23, 2024
Tuesday Jul 23, 2024
Everyone loves an underdog story. But you don't want to BE the underdog. Alec Daril is joining me in this episode as we look at how to prepare, stick to the playbook, and run the play that will give you the highest chance of success on your road to financial independence.

Tuesday Jul 16, 2024
Tuesday Jul 16, 2024
In the last episode (159), Chad and I discussed getting started with credit. It's best if you can save and pay cash, but if you need to finance, you'll want good credit! Chad's back as we look at tips to build and maintain good credit.
6 Keys to Financial Independence

Tuesday Jul 09, 2024
Tuesday Jul 09, 2024
Debt isn't ideal, but it's often necessary. And your rates depend on your credit score. Chad's with me in this episode as we look at how to get started in establishing and building credit responsibly. We're starting with the basics and in the next episode, we'll go into more detail!
6 Keys to Financial Independence

Tuesday Jul 02, 2024
Tuesday Jul 02, 2024
Friends and clients sometimes ask about an investment idea and I'll ask, "Is it a speculative investment?" Most don't know what that means! Brandon's on board in this episode as we clarify what speculative investment means, and when they might be okay for you.
6 Keys to Financial Independence

Tuesday Jun 25, 2024
Tuesday Jun 25, 2024
Have you ever heard an "old wives' tale" or urban legend and thought to yourself: I can't believe people actually think that's true! In the financial planning world, we've got some myths that Brian and I are going to dispel in this episode. And you won't have to worry about running into bigfoot on the path to true financial independence!
6 Keys to Financial Independence

Tuesday Jun 18, 2024
Tuesday Jun 18, 2024
Vacations are meant to help you reset and recharge, taking a break from the day-to-day. So what about a financial vacation? Chad's joining me in this episode as we look at ways to take a step back in order to bring your financial independence into focus.
6 Keys to Financial Independence

Tuesday Jun 11, 2024
Tuesday Jun 11, 2024
I don't know about you, but I'm super pale and if I'm not prepared, the sun will burn me to a crisp. And if you get burned bad enough, you're certainly hesitant to repeat the process. We frequently hear stories from people who have been burned financially. Fortunately, Brandon brought the sunscreen and beach umbrella this week as we learned that while we can't avoid risk in the market, there are ways to manage that risk.
6 Keys to Financial Independence

Tuesday Jun 04, 2024
Tuesday Jun 04, 2024
It's been a "hot minute" since I graduated college and entered the workforce, so that's why I've got Alec with me today! We're looking at ways you can set yourself up for financial independence even though you're just getting started.
6 Keys to Financial Independence

Tuesday May 28, 2024
Tuesday May 28, 2024
Teresa. Chad. Ask us anything! We've your questions on deck for this episode:Should I start my 401k in a Roth or pre-tax if my employer offers both?If I'm investing in my 401k and HSA, what am I missing by skipping the IRA?How should a 21-year-old who's starting to invest manage risk?
If you've got questions of your own, send them to me at show@getreadyforthefuture.com!
And don’t forget to check out 6 Keys to Financial Independence!