Talking Cents

147: Auto Insurance - Full Coverage is a Myth

In part two of our insurance series with Ryan Evans of Wayfinder Insurance, we're looking into auto insurance! What does "full coverage" really mean? And spoilers ahead: replacing your vehicle is NOT your greatest risk if you have the misfortune of an auto accident.

146: Tales from the Insurance Broker's Crypt

This is the first of a three-part series on insurance. And for that, I'm bringing back Ryan Evans with Wayfinder Insurance. In this first episode, Ryan brings some cautionary stories from his time in the industry. And why it's important to have a relationship with someone who can walk you through the complexities of the insurance world so you can protect your hard-earned assets.

145: Ask Me Anything (Again)

We're answering YOUR questions in this episode of Talking Cents. Chad is joining me as we take a look at:
Is there a version of an IRA for self-employed people?
Is it a good idea to use some of the funds from my previous employer plan to pay off debt?
What do I need to know if my parents want to gift me stocks/mutual funds and add me to their bank account?
And if you've got questions, send them to me at show@getreadyforthefuture.com!

144: When NOT to Do Your Own Taxes

There are a lot of tools out there to help people prepare their taxes, but there are times when it's best NOT to do it yourself. Chad's joining me as we dive into scenarios where it might be best to have the help of a professional so you can make the most out of tax season.
6 Keys to True Financial Independence

143: Three Mortgage Blind Spots

Planning to buy a home in the future? Then I've got some information you want to know! Joining me is special guest Trey Hooten with First Trust Home Loans. We're looking at three things that could trip you up when looking into a mortgage.

142: 7 Times to Contact Your Financial Advisor

You might not need to talk with your advisor very often, but there are definitely life events you should let them know about! Chad Roller is with me on this episode as we go over seven times you should reach out to your advisor to help you navigate some of life's complexities.
6 Keys to Financial Independence

141: Worst Financial Advice EVER

What's the worst financial advice you've heard? Brian's in the hot seat again on this episode and we're taking a look at some truly terrible financial advice we've found on the internet so you know what NOT to do.

140: Creating a Crisis?!

Fear and debt have led to a financial crisis where many aren't investing in their future. The antidote to fear? Education. I'm joined by Chad Roller as we take a look at what you can do if you're in a financial crisis so you can start making progress today on your journey to true financial independence.
6 Keys to True Financial Independence 

139: How Bonuses Impact Your 401(k)

Did you know that bonuses and extra contributions can negatively affect your plan? What?! Brian is with me in this episode as we dive into the details of how to make the most out of your 401(k) plan and company match so you don't miss out on free money!
6 Keys to Unlocking Financial Independence 

138: Calculate the Cost - Mortgage Essentials

It's important to count both the short-term AND long-term costs of buying a home! Chad is joining me on this episode as we break down the essentials about mortgages that you need to know so you can make an informed financial decision.